Bitcoin Financial Services
A new way to live on the money you trust
You already save in bitcoin — now it’s time to start using it. Lightning Pay gives you the tools to truly live on a bitcoin standard.
Unlock your ability to save, spend and pay your bills your way, with the currency of your choice.
We're creating a future where you won’t need dollars at all — just better money.

Saving is Just the Beginning
If you stop at saving, you miss the bigger opportunity. The reality is: living on a bitcoin standard today comes with real challenges — but that’s exactly what we’re working to fix.
Keep saving in money that can't be debased, but we're here to build the future where you're using money that can't be stopped.
How it Works
How Lightning Pay helps you live on a Bitcoin Standard.

Save in Bitcoin
You decide how much value you hold in fiat.
DCA Daily, weekly or monthly, hold more bitcoin more of the time.

Pay Bills
Pay your fiat denominated bills with bitcoin.
Hold your bitcoin longer, spend it only when you need to.

Lightning Pay Wallet
Bridge from NZD to Saving and Spending bitcoin.
Use Lightning Payments anywhere it's accepted. Send the rest to cold storage.

The Financial Layer for a Bitcoin Future
Bitcoin hoarding is understandable. But with Lightning Pay, you can also use it to live, plan, and build your future with Bitcoin.
We’re building the financial tools Bitcoiners actually need — while never holding your money.
If there is a way we can making bitcoin more useful in New Zealand, we want to hear from you.

Why Lightning Pay?
We're building real financial services for people living on bitcoin
Built for Bitcoiners, Not Speculators
We’re bitcoin-only because we fixing the money is the crucial focus. No distractions. No crypto casino. Just a focused mission to make the best money in the world usable in the real world — starting in New Zealand.
Your Keys, Your Money
Lightning Pay is non-custodial by default. We don’t hold your funds — you do. Security, privacy, and interoperability are baked into everything we build. If it’s not good for self-sovereign users, we don’t build it.
Tools for a Bitcoin Standard
From Bill Pay and Lightning payments to automated stacking and upcoming bitcoin-backed financial products, we’re creating real tools for living on a bitcoin standard — not just stacking for the number to go up.
Privacy Where It Matters
We integrate the Lightning Network because it makes bitcoin faster, cheaper, and more private. Your payments shouldn’t be broadcast to the world. With Lightning Pay, they aren’t.

Learn about Bitcoin
From the basics, to advanced topics. Lightning Pay is dedicated to connecting New Zealand to the Bitcoin Network.
Ready to Live on Bitcoin?
You’ve already made the hard decision — you chose better money. Now let’s build a future where you don’t have to use anything else.
Keep up with our latest developments
We'll let you know about our progress and new features.
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