Lightning Pay
Invest in Bitcoin
Build and protect your wealth — without banks, delays, or hidden fees.
START INVESTING WITH LIGHTNING PAYHelping Kiwis protect their wealth with the world's scarcest asset — Bitcoin

New Zealand Owned
NZ-owned and operated. Local team, support, and infrastructure.

Self Custodial
Your Bitcoin, your wallet. We never hold your funds.

Bitcoin Only
No altcoins or memes — just Bitcoin, for real savings.

Transparent Pricing
Simple 1% fee. No hidden charges. No surprises.

Open Banking
Pay directly from your NZ bank — no manual deposits, no delays.

Lightning Network
Send and receive Bitcoin instantly. Built for everyday use.
How to Buy Bitcoin with Lightning Pay
Getting started is simple. Use Open Banking (Akahu) or cards (Stripe) to buy Bitcoin — fast, low-fee, and sent straight to your wallet.

Create a Transaction
Choose how much Bitcoin you want to buy, and where to send it. It’s that simple.

That's It!
No extra steps. No withdrawals. Your Bitcoin is sent directly to your wallet.
Who Is Lightning Pay For?

Whether you’re investing for the future or protecting what you’ve built, Bitcoin is your way forward — and Lightning Pay makes it easy.
Lightning Pay for Investors
Automate your buys, pay bills, and spend Bitcoin — all in one simple platform.
Lightning Pay for Spenders and Stackers
Accept Bitcoin, boost your brand, and attract new customers with cutting-edge payments.
Bitcoin for BusinessWhat We Offer
The best set of tools for stacking, saving, and spending Bitcoin in New Zealand.

Lightning Pay Web
Buy & Sell Bitcoin, Pay NZD Bills with Bitcoin, Automate DCAs, and more. All in one simple interface.

Lightning Pay Wallet
Multi-layer, fully featured Bitcoin wallet. Everything from the web app and self custody too! (Coming Soon)

Merchant Services
Accept Bitcoin Payments with Ease with the Lightning Pay Point-Of-Sale App. Better Payments with Bitcoin.
What Our Customers Say
Kiwis love what we've done to enhance their saving, spending and payments through Bitcoin.
"Great bitcoin only NZ company, especially great in providing highly detailed responses to all my queries, highly recommended for both saving bitcoin in lightning as well as cold storage."
– Audi
"Easy and quick to use. I’ve withdrawn bitcoin to cash and also sent cash to lightening Sats. Worked flawlessly."
– Tim
"Fantastic service! The team were really helpful with answering questions and assisting with setting up an appropriate lightning wallet. Great info on their website as well! Can’t speak highly enough of my experience and I look forward to seeing this grow :) "
– Sean
"Lightning Pay service is truly unparalleled. Not only enables easy DCA with small sats amounts at very low fees via the Lightning Network, but it also encourages the creation of Bitcoin circular economies by making it extremely easy to top up your Lightning wallet."
– Franky
"Easily the coolest bitcoin services company in New Zealand. It's a world beater"
– Michael
"You guys are legends. Love the product."
– Nakashi
"Fast, simple, easy — best Bitcoin exchange and merchant payment service in New Zealand, hands down."
– James
"Been using lightning pay since inception. Great way to stack BTC in New Zealand and always making small improvements to the platform. Great work team."
– Matt
Lightning Pay Learn
From the basics to advanced topics. Keep up to date with Bitcoin and Lightning Pay.
Keep up with our latest developments
We'll let you know about our progress and new features.
Newsletter Signup